Page 102 -

I Don’t W ant To Do a Budget AMS

I understand. I’ve been there. My advice is to start, and start now .
If you can commit only a few percent in each of these critical areas,
that’s okay. You can increase the percent bit by bit every month, until
you reach the full 10 percent in each of these three critical areas. The
key is to start now. These actions will give you the momentum to keep
moving forward and become fi nancially free.

4. Live a debt-free lifestyle . Getting out of debt means not creating more
debt in its place—that is just common sense. Part of your new money
system must include this new lifestyle. Simple strategies can help, such
as paying only cash (which includes credit cards that you must pay off
in full each month), and maintaining control on their use. I look at it
this way: Many people say, “I want a new suit.” If you can’t pay for the
suit in full when the bill comes, then you don’t need a new suit! Only
buy what you can afford. Live within your means for a short time and
you will be able to live in a manner you never thought possible for the
rest of your life.
5. Spend the rest (party!) . Here’s the easy part. After faithfully implement-

ing these strategies, and paying your basic bills—spend the rest of your
money. Yes, that’s what I said. Spend it—guilt free and as much as
you want. What most people find is now they buy what they really

want, rather than a bunch of stuff. So, in the end, they have better stuff
and a lot more money. Why don’t you do it? Start now. That’s part
of the beauty of this simple system. It gives you the flexibility to spend

all the rest of your money on whatever you want.

By now I trust you can begin to see that this five-step “budget” isn’t a

budget that makes you work hard—but an automatic system that works hard
for you.
For most people, this system will be very simple and painless to imple-
ment. For those who are currently very overextended and/or living way beyond
their means, this is a money system they will need to ease into gradually.
Regardless of your income and your current level of expenses, you can succeed
with this system. For some, it will require some minor adjustments; for others,
it may demand serious adjustments to lifestyle, on either the income or
expenditure side, or both, before it will properly function. Some people are
living the lifestyle they want now, but can’t afford; once they implement my
new money system, they’ll be able to afford the life they want to live.
This system works. I have thousands of students throughout the world
who have achieved the carefree existence of semi-retirement by following
these five simple steps.

79

8/23/07 3:12:53 PM
c09.indd 79
c09.indd 79 8/23/07 3:12:53 PM