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Gro w Y our Retirement Nest Egg

Step 11: $________________________
How much your defi ned benefi t pension (if you have one) will be worth at retire-
ment (Step 4 the infl ation multiplier at Step 7).
Step 12: $________________________
How much your current nest egg will be worth at retirement (Step 6 the applica-
ble multiplier from the table below).

Years Until Retirement Your Assumed Investment Return
6% 7% 8% 9% 10%
1 1.06 1.07 1.08 1.09 1.10
2 1.12 1.14 1.17 1.19 1.21
3 1.19 1.23 1.26 1.30 1.33
4 1.26 1.31 1.36 1.41 1.46
5 1.34 1.40 1.47 1.54 1.61
6 1.42 1.50 1.59 1.68 1.77
8 1.59 1.72 1.85 1.99 2.14
10 1.79 1.97 2.16 2.37 2.59
12 2.01 2.25 2.52 2.81 3.14
14 2.26 2.58 2.94 3.34 3.80
16 2.54 2.95 3.43 3.97 4.59
18 2.85 3.38 4.00 4.72 5.56
20 3.21 3.87 4.66 5.60 6.73

Step 13: $________________________
How much you need to save and invest by retirement (Step 10 Step 11 Step 12).
Step 14: $________________________
How much you need to save and invest annually (Step 13 the multiplier from the
table below).

Years to Retirement Your Assumed Investment Return
6% 7% 8% 9% 10%
1 .9434 .9346 .9259 .9174 .9191
2 .4492 .4429 .4368 .4307 .4248
3 .2852 .2799 .2747 .2696 .2646
4 .2037 .1989 .1943 .1898 .1854
5 .1552 .1508 .1466 .1425 .1385
6 .1232 .1191 .1152 .1114 .1077
8 .0838 .0802 .0768 .0735 .0704
10 .0607 .0576 .0546 .0517 .0490
12 .0459 .0431 .0404 .0379 .0355

(Continued)

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