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254 I CHAPTER TWENTy-TWO

                                                         The Rich Dad Company. They are totally independent. All We ask
                                                         of such commercial clubs is that they inform the new members of
                                                         their commercial agenda upfront, before people play the game.

                                                         At The Rich Dad Company, we realize that most of us have
                                                         something to sell. All we ask is that it be done with respect and
                                                         professionalism.

                                                     2. Educational CASHFLOW Clubs are formed primarily for the
                                                         purpose of teaching friends and family the same principles of
                                                         business and investing my rich dad taught me.

                                                         You may recall from The Cone of Learning, introduced earlier in
                                                         the book, that one ofthe best ways oflearning and retaining what
                                                         you have learned is via group study and playing games or
                                                         simulations. This iswhat CASHFLOW Clubs do. It is a cooperative
                                                         way oflearning together. It is also a great way to meet new friends.

                                                         We strongly recommend you invest time before you invest your
                                                         money. We would rather you learn to fish before you turn your
                                                         money over to people who sell fish. That is why CASHFLOW
                                                         Clubs are formed in homes, businessesduringlunch hour, in schools
                                                         and in churches.

                                                     Those are the two basic types ofCASHFLOW Clubs. Ifyou would like
                                                 to find out ifthere is one in your neighborhood, just go to our Web site at
                                                 RichDad.com where we have a directory ofsuch clubs. Ifyou would like to
                                                 start your own club, contact us. We have new products that are especially
                                                 designed to be guide and support materials for CASHFLOW Clubs.

                                                 In Conclusion

                                                     Ifyou should decide to live in the more complex world of our global
                                                 society, I strongly recommend you learn the following subjects:

                                                         1. Fundamental investing: This is the ability to read numbers. If
                                                            you are going to invest in a business, real estate or a stock, it is


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