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K E E P Y O U R M I N D I N T H E G A M E

                       Early morning September 11, 2001, was a sunny, beautiful
                   day in New York City. It held the promise of being a magnificent,
                   late-summer day. Then disaster struck. Within two short hours,
                   our feelings about that morning drastically changed.
                       September 11 is an extreme example, but I’m sure you see my
                   point. Problems arise in a flash. Although we can’t anticipate
                   every possible development, it helps to plan for those you can. If
                   you act, you may have a fighting chance to avoid or reduce the
                   damage that will occur.






                                 TAKE RESPONSIBILITY



                   Pay attention to your business; keep your mind in the game.
                   Oversee your business and identify its strong points and weak-
                   nesses. Monitor your people’s performance and determine who
                   should be doing what. Find out what problems exist and antici-
                   pate those that are likely to arise. Nip problems in the bud before
                   they grow into more serious and hard-to-solve issues.
                       In other words, take responsibility. People who take responsi-
                   bility have no need to blame or continually find fault with others.
                   Naysayers rarely contribute much, and they usually don’t amount
                   to much.





                                   Don’t find a fault, find a remedy.
                                                                 —Henry Ford




                       By now, I’ve been in business long enough to have had ups
                   and downs. I’ve enjoyed magnificent victories and suffered

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